Frequently Asked Questions
Got questions about how Simplihomes buys houses for cash here in the St. Louis area? We've put together answers to some of the things we hear most often. If your question isn't covered, feel free to give us a call!
Most residential cases are; the deed of trust + power of sale process is common here.
If you pay off the loan before the sale, you can often avoid a completed foreclosure—timing is critical; consult your lender and an attorney/HUD counselor
We begin with a simple conversation: you tell us about your property and situation, and we evaluate it quickly. Within 24–48 hours you’ll receive a fair cash offer with no obligation. You pick a closing date that fits your schedule—even as soon as 7–14 days—then we handle the paperwork and you walk away with cash.
Yes. We buy homes in any condition—whether there are structural issues, deferred maintenance, cluttered interiors, or even outstanding code violations. You don’t need to clean, fix, or prepare the home for showings.
No. When you sell your home to SimpliHomes you avoid agent commissions, listing fees, repair costs, and hidden charges. The offer you receive is what you’ll walk away with—no surprise deductions.
We can close in as little as 7 days after you accept our offer, depending on title work and your timeline. If you prefer a longer exit strategy, we’re flexible and will work with your schedule.
No. You’re free to review your options. Accepting the offer means you’re choosing to move forward, but until closing you have full control. There are no pressure tactics—our goal is to help you feel confident and informed.
Yes. If you’re behind on mortgage payments or have a foreclosure notice, timing is critical—but you still have options. We can purchase your home quickly, which may help you avoid the long-term consequences of foreclosure and protect your credit.
We serve many counties across Missouri around the St. Louis region, from Wright City and the surrounding areas outward across more than 20 counties. Because we’re local, we understand the market and conditions in each community.
You are still eligible to sell to us. Working with a realtor doesn’t prevent you from receiving our cash offer. Because we bypass the traditional listing process, you’ll avoid the costs and delays associated with agent-listed sales.
We routinely work with out-of-town or out-of-state owners who’ve inherited homes. We handle the logistics—cleaning out clutter, managing repairs (or bypassing them), and closing on your timeline. You don’t have to travel or manage the details.
We assess current market conditions, repair costs, your timeline, holding and resale costs, and the value of your home “as-is.” Our goal is to offer you a fair cash price that reflects your situation and allows us to handle the remaining work after purchase.
Selling your home to us is a standard real-estate transaction and generally does not automatically appear as a foreclosure or charge-off. We encourage you to speak with your tax advisor and attorney for advice specific to your situation.
That’s absolutely fine. You can call us anytime, ask questions, get a no-obligation cash offer, and compare it with other paths. We offer clear guidance, and there’s no pressure to make a decision on the spot.